If you're looking for a platform that offers unified access to consumer credit data from multiple sources, Nova Credit stands out. It offers a single interface to aggregated consumer credit data from international credit bureaus, bank data aggregators, payroll systems, and more. Key features include automated income verification, credit risk assessment, and FCRA compliance, making it a good fit for a variety of lending products like credit cards, auto loans and personal loans. The platform can help expand credit access to underbanked populations and reduce risk.
Another good option is Envestnet | Yodlee, a financial data aggregation platform that has access to more than 17,000 data sources around the globe. It offers detailed views of customers' financial lives, including alternative credit data, and supports a broad range of use cases including retail banking, credit and lending. The platform is bank-level secure and can be easily integrated into existing infrastructure, helping businesses drive growth and improve customer satisfaction.
If you're looking for a more comprehensive consumer insights platform, check out Verisk Marketing Solutions. The platform combines proprietary identity and behavioral data assets to provide a single view of US consumers. Features include identity scoring, attribute enrichment, real-time shopping signals and TCPA compliance. It's used in a variety of industries including insurance, consumer finance and real estate to better segment customers and generate leads.