TransUnion

TransUnion offers a range of credit protection tools designed to help consumers improve their credit health and thwart fraud. The suite of tools includes credit scores, credit reports and alerts.

You can check your credit score daily to keep tabs on your credit health. CreditCompass also offers insights into your credit potential. Credit Lock Plus and $1MM ID theft insurance offer extra protection. You can also set up fraud alerts, freeze or thaw your credit reports, and get free weekly credit reports.

The credit scores are based on the VantageScore 3.0 model, which is different from the scores lenders use. Fraud alerts and credit freezes are free, but the monthly subscription costs $29.95 (plus tax).

TransUnion also offers business tools like TruValidate, TruAudience and TruVision that are designed to meet a range of business needs, including fraud prevention, customer experience and risk assessment. The tools use identity, device and behavioral insights to help businesses make better decisions.

TruValidate helps consumers engage confidently across multiple channels, reducing fraud and increasing customer conversion rates. TruAudience optimizes omnichannel media performance with identity-based marketing capabilities, helping businesses target customers better and measure return on investment. TruVision helps businesses balance risk and opportunity with risk management products that help businesses better understand consumers and themselves.

Whether you're a consumer or a business, TransUnion's tools are designed to help you achieve financial health, security and smart decision-making. With powerful credit and identity management tools, TransUnion helps you take control of your financial future.

Published on June 25, 2024