Question: Do you know of a payment system that offers instant payments and AI assistance for merchants?

ACI Worldwide offers a payments platform that spans a wide range of payment needs, including real-time payments, fraud management, and a payments orchestration platform. It serves a global customer base with secure, scalable, and efficient digital payment processing, and is backed by responsible AI to minimize risk and maximize revenue.

Another contender is CloudWalk, which uses AI and blockchain technology to power a next-generation payment system. Its InstantPay product offers immediate payment abilities along with AI assistance, making it a good option for merchants that need fast and smart payment options.

For a more streamlined approach, Inai offers a full-stack payment platform that streamlines payment operations with a single API, connecting to many payment service providers. It also offers tools for transaction optimization, reconciliation and AI-driven insights, for businesses that want to increase authorization rates and improve customer checkout.