Question: Is there a utility management system that provides a consumer self-care app with features like bill access, consumption history, and payment tracking?

If you're in the market for a utility management system with a powerful consumer self-care app, UGO is worth a look. UGO ERP is a cloud-based system for electricity, gas and water utilities that includes automated billing and collection, online real-time billing, smart meter reading, multi-channel notifications and an online payment gateway. The mobile app lets consumers view bills, consumption history, payment history and request or schedule meter reader visits, so it's a good utility management system.

Another contender is Sense, a home energy monitoring system that uses AI to monitor real-time energy usage and identify devices in your home. Features include bill tracking, historical usage analysis and goal setting. It can help you cut energy use by optimizing your usage patterns and lowering your electric bill.

If you want a tool that'll help you with your financial obligations as well as your utility bills, Cushion is worth a look. It helps you organize bills, track paid and due bills and get insights for better budgeting. Cushion also can manage payments with a virtual card that can help you establish credit, so it's a more general-purpose financial management tool.