ACI Worldwide Alternatives

Secure, scalable, and efficient digital payment processing with real-time fraud management powered by patented AI models, enabling omni-commerce and risk reduction.
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Inai

If you're looking for another option to ACI Worldwide, check out Inai. Inai is a full-stack payment platform that streamlines payment operations for global businesses with a single API. It integrates with many payment service providers (PSPs) to accept payments, disburse payments, and optimize transactions. The platform includes tools like Optimize for in-depth analysis, Orchestrate for integration with many payment methods, Reconcile for end-to-end payment reconciliation automation, and Alerts for monitoring payment anomalies. It's built with enterprise-grade security and can connect to more than 50 payment vendors and 300 local payment methods in 180+ countries, making it a good fit for e-commerce, subscription, and platform businesses.

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ProcessOut

Another contender is ProcessOut, a payment analytics and routing platform. ProcessOut helps businesses optimize their payment infrastructure by easily connecting to multiple payment providers. Features include Orchestration, AI Smart Routing, Dynamic Checkout, Vault for secure storage of payment data, and Ops Suite for centralized payments data. The cloud-native architecture ensures scalability and high availability, with enterprise-grade security and privacy. ProcessOut has been used by companies like Cheerz, Bolt, and Glovo to improve their payment performance.

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Vesta

For Fraud Management, Vesta is a good option. Vesta's fraud prevention platform uses sophisticated risk scoring, machine learning, and artificial intelligence to make accurate real-time decisions about transactions. It includes features like Payment Protect for risk scoring and decision tools, and Payment Guarantee to protect transactions against fraud. The platform offers a visual dashboard for monitoring transaction scores and decisions, tools to monitor approval rates and manage chargebacks, and support for multiple payment types. This makes it a good fit for eCommerce retailers, financial services companies, and other businesses that need to ensure transactions are secure and fraud-free.

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Cleverbridge

Last but not least, Cleverbridge is another option. This end-to-end solution automates recurring revenue growth across the customer lifecycle, providing a seamless digital buying experience across 240 countries and territories. The platform has processed over 150 million transactions and offers global payments with fraud detection and chargeback prevention. It includes tools for subscription management, retention marketing, and back-office automation, making it a good fit for companies looking to maximize customer lifetime value and achieve sustainable growth plans.

More Alternatives to ACI Worldwide

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Sift

Empowers businesses to grow fearlessly while stopping fraud, leveraging scalable AI-fueled decisioning and on-demand expertise for precise, user-level insights.

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Basis Theory

Tokenize sensitive payment data in minutes, building secure apps and workflows with customizable payment flows and robust compliance certifications.

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Plaid

Connect users' financial accounts to apps and services, enabling secure payment initiation, transaction history, and real-time balance information, while reducing fraud and costs.

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Kount

Proactively prevents fraud and chargebacks with real-time AI-driven profiles, preserving revenue and enabling secure customer interactions across the entire customer journey.

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Slope

Automates B2B payments and order-to-cash processes with flexible payment terms and embedded financing, ensuring a seamless customer experience.

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Accertify

Links identities across digital channels, recognizing loyal customers and separating them from fraudsters through real-time machine learning analysis of device data.

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Forter

Provides real-time decisions for every customer touchpoint, detecting and preventing fraud, optimizing authorization rates, and reducing risk to deliver exceptional customer experiences.

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Riskified

Optimizes revenue while minimizing fraud and policy abuse, increasing approval rates by 4-8 percentage points with machine learning and automation.

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Zamp

Achieve real-time cash visibility, automate optimization, and intelligent reconciliation to maximize working capital and make data-driven financial decisions.

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Streamlined

Automates and streamlines B2B invoicing and accounts receivable processes, providing a seamless customer experience and reducing operational overhead.

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Billtrust

Automates and integrates the entire order-to-cash process, minimizing friction and providing a seamless experience for finance teams through AI-infused AR solutions.

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IBM Security Trusteer

Authenticates customers, prevents fraud, and protects against malicious users across all channels with AI-driven digital identity trust and real-time risk assessment.

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IPQS

Analyze 300+ data points to score and assess risk with precision, stopping fraudulent activity with real-time insights and customizable security settings.

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NoFraud

Combines AI models and human oversight to deliver accurate pass or fail decisions on orders in real-time, eliminating chargebacks and increasing revenue.

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Sardine

Sardine's platform uses machine learning and 4,000+ features to predict and prevent identity fraud.

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SEON

Advanced digital footprinting, machine learning, and customizable rules empower businesses to detect and prevent fraud and money laundering threats in real-time.

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Verisoul

Automates fraud prevention, detecting and blocking fake accounts, bot attacks, and payment fraud in real-time, ensuring a secure and seamless user experience.

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Incognia

Combines persistent device fingerprinting and indoor location intelligence to provide a frictionless risk solution, preventing fraud and reducing false positives.

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Arkose Labs

Combines real-time risk assessments, machine learning analytics, and powerful attack responses to deliver strong security against digital fraud and bots.

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Nasdaq Verafin

Combines machine learning and consortium analytics to detect unusual payment patterns, strengthen security, and improve efficiency in financial crime management.