Question: Can you recommend a payment infrastructure that supports multiple payment flows and currencies for global marketplaces?

Mangopay is a modular payment infrastructure specifically for marketplaces and platforms. It includes a range of products for e-wallet management, payment processing, fast payouts, identity verification, fraud prevention and cross-border money transfers. With support for more than 170 settlement countries and €45 billion in payouts, Mangopay is geared for businesses with a global presence. Its modular integration options and prebuilt APIs let developers set up custom payment flows, and it's designed to be reliable and efficient.

Another option is Inai, a full-stack payment platform that streamlines payment operations with a single API that taps into multiple payment service providers. It includes tools like Optimize for detailed analysis, Orchestrate for linking multiple payment methods, Reconcile for end-to-end payment reconciliation and Alerts for monitoring payment irregularities. Inai taps into more than 50 payment vendors and 300 local payment methods in more than 180 countries, so it's good for e-commerce and subscription businesses that want to reduce payment failure rates and lower transaction costs.

If you want to optimize your payment infrastructure, ProcessOut is a payment analytics and routing platform. With tools like AI Smart Routing, Dynamic Checkout and Ops Suite for unified payments data, ProcessOut lets businesses switch among multiple payment providers. Its cloud-native design means it's designed to scale and be available, and it's used by companies like Cheerz, Bolt and Glovo.

Last, ACI Worldwide offers a broad payment solutions platform that can handle a lot of different payment needs, including acquiring, enterprise payments and fraud management. It's used by companies like banks, retailers and telecommunications companies, and can handle billions of transactions per year. ACI Worldwide's platform is available in licensed software, SaaS and hybrid models, so it's flexible for businesses that want to modernize payment processing and cut operations costs.