Question: Is there a credit infrastructure platform that helps lenders expand credit to underserved communities, such as newcomers to a country?

If you're looking for a credit infrastructure platform that helps lenders expand credit to underserved communities, Nova Credit could be a great option. The platform provides a full suite of credit risk assessment, income verification and fast-time-to-approval tools. By tapping into alternative credit data from international bureaus, bank accounts, payroll systems and other sources, Nova Credit can help lenders reduce risk and increase financial inclusion.

Another option is Envestnet | Yodlee, a broad range of financial data aggregation services. The platform has access to more than 17,000 sources of global data to help lenders get a better understanding of customers' financial lives. That can be particularly useful for lenders trying to expand credit to underserved populations by tapping into alternative credit data and advanced financial analytics.

If you're looking for something a bit more focused, Ocrolus uses AI to extract and analyze financial documents. The platform can help lenders assess risk and prevent fraud by automating the analysis of documents, and by providing detailed information about cash flow and income. It can be used in a variety of lending markets, including consumer and small business lending.

If you're looking for a more complete digital lending solution, MeridianLink offers a range of customizable tools to help lenders automate the lending process. With tools like a Loan Origination System, Mortgage LOS, and data & reporting tools, MeridianLink helps financial institutions engage customers and reduce operational costs, ultimately helping lenders expand credit to a broader population.