Question: I need a tool that can monitor user transactions and identify suspicious behavior, what are my options?

One is IBM Security Trusteer, a cloud-based service that uses AI and machine learning to authenticate customers, detect fraud and thwart attackers. It offers real-time fraud detection, identity risk assessment and compromised device detection, among other features. The service is designed to protect digital logins and transactions, constantly evaluating user behavior for fraud risk and delivering smooth customer experiences.

Another good choice is IPQS, an AI-based fraud detection service that offers a broad range of fraud prevention, bot detection and transaction security options. It uses sophisticated algorithms to evaluate more than 300 data points, producing detailed scoring and risk assessments. IPQS integrates with services like Hubspot and Salesforce, so it's suitable for small and large businesses, and offers a free tier with 5,000 free lookups per month.

If you want a more focused service, try Forter, which offers real-time identity intelligence to reduce risk while preserving good customer experiences. Its services include identity protection, fraud management, payment optimization and chargeback recovery. Forter's service has been shown to reduce chargeback rates and false declines, so it's a good choice for companies that want to improve their digital commerce.