Question: Is there a platform that offers a universal payment address system for easy management?

If you want a single payment address system to manage everything, Lightspark is a good option. It's a global payment platform using the Lightning Network for fast, private and low-cost payments. It has Universal Money Addresses for easy payment management and a Predict feature to optimize payment routing. The company offers integration with APIs and SDKs, so it's good for companies of all sizes.

Another contender is Mangopay. It's a modular payment infrastructure for marketplaces and platforms that handles the full payment lifecycle. Mangopay includes e-wallet management, payment processing, fast payouts, identity verification and AI-based fraud prevention. It has an open integration approach that works with different use cases and is available globally, so it's a good option for companies with global payment needs.

If you prefer a more centralized payment management system, Modern Treasury consolidates many payment rails like ACH, RTP and wires. It simplifies financial transactions for finance and product teams with features like real-time reconciliation, automated exception handling and a machine learning system. The company has integration with more than 40 banks and supports multiple regions, offering a scalable and secure payment infrastructure.

Last is Inai, a full-stack payment platform with a single API that connects to many payment service providers. It simplifies payment operations with tools to optimize transactions, reconcile payments and automate workflows. Inai supports a broad range of payment methods and vendors, and is designed to increase authorization rates and improve customer checkout experiences.