ACI Worldwide offers a broad payment solutions platform designed to handle a variety of payment needs. With secure, scalable and efficient digital payment processing, it handles omni-commerce and fraud management, and is geared for industries like banking, retail and utilities. The platform handles billions of payments per year and has fraud management powered by AI to lower risk and increase revenue.
Another good option is Modern Treasury, which aggregates multiple payment rails like ACH, RTP and wires. It offers real-time reconciliation, automated exception handling and enterprise-grade security. With a single API to connect to more than 40 banks, Modern Treasury streamlines financial transactions and modernizes payment infrastructure, and is good for finance teams and product teams.
If you want to tap into the Lightning Network, Lightspark is a global payment platform that optimizes payment routing with AI-based predictive models. It offers real-time payment monitoring through dashboards and enterprise-grade security, so it's good for businesses of any size. Lightspark offers tiered pricing plans, including a free Starter Plan and more advanced Enterprise Plans.