If you want to offer a platform where users can make payments directly from your app, Plaid is a good candidate. It offers a large data network and payment platform that securely links users' financial data to a broad range of apps and services. Plaid offers payment initiation, real-time balance verification, and a variety of financial use cases, including personal and business financial management, lending, and banking & wealth. It offers a free plan with live API calls and has global coverage in Europe and North America.
Another good candidate is Inai, a full-stack payment platform designed to make payment operations easier for global businesses. With a single API, Inai connects to multiple payment service providers to accept payments, make payouts, optimize transactions and automate payment workflows. It also includes tools for detailed analysis, end-to-end payment reconciliation and monitoring payment anomalies. Inai supports more than 50 payment vendors and 300 local payment methods in 180+ countries, so it's a good option for e-commerce and subscription businesses.
If you want a more customized payment experience, Basis Theory offers a programmable vault platform that securely handles commerce flows and payments data. It includes features for recurring payments, lending and checkout, as well as SDKs for integration with various frameworks. Basis Theory also ensures compliance with major security standards, so it's a good option for businesses that need to handle payment flows securely and scale regulated products.
Finally, ProcessOut offers a payment analytics and routing platform that optimizes payment infrastructure by connecting directly to multiple payment providers. Its tools include AI Smart Routing, Dynamic Checkout, and a Vault for secure payment data storage. ProcessOut's cloud-native design offers high scalability and enterprise-grade security, so it's a good option for businesses looking to optimize their payment performance.