Question: I'm looking for a payment platform that can help me optimize my payment stack and increase authorization rates.

If you're looking for a payment platform to optimize your payment stack and increase authorization rates, Inai is a great option. It offers a comprehensive solution with a single API that connects to numerous payment service providers (PSPs). With tools like Optimize for detailed transaction analysis, Orchestrate for seamless payment method connections, Reconcile for automated payment reconciliations, and Alerts for monitoring payment anomalies, Inai aims to improve customer checkout experiences and lower payment failure rates. It supports global businesses with enterprise-grade security and the ability to handle high transaction volumes, making it suitable for e-commerce, subscription, and platform businesses.

Another strong candidate is Forter, which focuses on real-time decision-making for customer interactions. Its Identity Intelligence platform includes features like Fraud Management, Payment Optimization, Chargeback Recovery, and Abuse Prevention, all designed to improve authorization rates and reduce payment fraud. Forter's AI and machine learning capabilities provide instant trust assessments, helping businesses make informed decisions and maximize customer lifetime value. This platform has been proven to significantly lower chargeback rates and false declines, making it ideal for businesses looking to enhance their digital commerce operations.

ProcessOut offers a payment analytics and routing platform that connects to multiple payment providers and uses AI to switch between them for optimal performance. With features like AI Smart Routing, Dynamic Checkout, and Vault for secure payment data storage, ProcessOut helps businesses optimize their payment infrastructure. Its cloud-native design ensures scalability and high availability, making it suitable for companies that require reliable and secure payment processing.

For those specifically focusing on reducing involuntary churn and optimizing subscription payments, FlyCode is a standout option. This platform uses AI-based dunning to handle payment failures and optimize payment retries, integrating with popular gateways like Shopify and Stripe. FlyCode combines AI models with payment logic to minimize churn and maximize Average Recurring Revenue, offering features like automated churn recovery and personalized dunning. It's particularly useful for subscription management platforms, aiming to enhance financial stability and confidence.