Question: Is there an app that integrates with payment apps like Venmo and PayPal to make settling up with friends easier?

If you're looking for an app to make paying friends easier by integrating with payment apps like Venmo and PayPal, SplitMyExpenses is a great option. The app lets you create groups, add friends and bills, and keep track of who owes what. It also integrates with popular payment apps like Venmo, PayPal, CashApp and Zelle for easy payment. The app also has features like photo uploads for itemizing receipts, AI receipt itemization and daily automatic expense imports. It offers three tiers, including a free version, so you can use it for a variety of situations.

Another option is IFTTT, a no-code automation service that lets you connect apps and devices in a way that's customized for your needs. It doesn't have a direct bill-splitting-with-friends feature, but its library of integrations means you can automate lots of tasks and otherwise make your life easier. IFTTT has more than 900 integrations, including services like Discord, Instagram and Google Calendar, so it's a good option if you want to customize your financial life.

Although it's not designed to split bills with friends, Cushion is a financial management service that can organize bills, track them and pay them. It also offers insights to help you budget better and a virtual Cushion card to help you build credit. It doesn't integrate directly with Venmo or PayPal, but its calendar integration and BNPL management features can help you make sure you pay bills on time and turn BNPL payments into credit-building payments.