Question: I'm looking for a car insurance provider that offers affordable rates and comprehensive coverage options.

If you're looking for cheap car insurance with a lot of coverage options, Clearcover is a good option. The company, which uses AI to accelerate claims, offers features like a 60-second coverage wizard, comprehensive and collision coverage, and roadside assistance. The mobile app lets you manage policies, pay premiums and file claims, and customers save an average of $198 per year on premiums.

Another contender is Quanata, which uses AI-boosted modeling and real-time telematics to assess risk and try to prevent problems. The company's next-gen contextual risk modeling, telematics-based rewards programs and claims optimization are designed to nudge drivers toward better behavior and give insurers and policyholders a more accurate assessment of risk.

Cambridge Mobile Telematics is another contender with a telematics service that combines data from several sources to help drivers understand themselves and cut insurance costs. By analyzing data from smartphones, connected cars and other sources, the company offers a more complete view of vehicle and driver behavior, reducing accidents and lowering insurance rates.

If you want something more elaborate, Integrity offers an omnichannel insurtech platform that combines big data and AI to improve insurance efficiency and personalization. With data security and compliance a top priority, Integrity's platform offers better customer experiences and risk assessments, making it a good option for those who want to modernize their insurance operations.