Question: I need a system that can help me build value-added bundles and embedded propositions for my financial institution, without having to replace our legacy systems.

If you're looking for a system that can help you create value-added bundles and embedded propositions for your financial institution without replacing your legacy systems, FintechOS might be a good choice. This platform extends core banking and insurance systems, so you can innovate and launch new products, digital journeys, and back-office workflows while keeping your existing infrastructure. It includes tools like a digital product factory for defining and distributing new propositions, a digital journey designer for creating self-service and assisted customer journeys, and a composable data core for personalization and real-time analytics.

Another good option is Engine, an embedded financial marketplace platform that connects users with comprehensive financial products and services from more than 1,000 financial providers. Engine offers precision matching and personalization capabilities to help businesses acquire, grow, and monetize their consumer base. It includes user acquisition, customer lifetime value enhancement, insights and targeting, personalized marketing at scale, and easy integrations, making it a good option for enriching your customers' financial lives.

For integrating and enriching financial data, MX offers a platform that securely aggregates and verifies financial data, adds context, and lets businesses build personalized financial experiences. The platform supports a range of use cases, including account opening, customer intelligence, digital banking and financial wellness. With its broad connectivity and data enhancement tools, MX can help you unlock the value of financial data and drive engagement and growth.

Finally, Envestnet | Yodlee offers a financial data aggregation platform with access to more than 17,000 global data sources. The platform offers deep insights into customers' financial lives and includes AI-powered financial experiences, transaction data enrichment and customizable financial applications. It's designed to be bank-level secure and can be easily integrated into existing infrastructure, helping you drive growth and stay compliant.