If you're looking for a secure way to tokenize sensitive payment data, Basis Theory is a great choice. This programmable vault platform handles commerce flows and payments data with security, including payment services, a secure data vault, and certifications for HIPAA, PCI Level 1, SOC 2 Type II and ISO 27001. With SDKs for integration with many programming languages and flexible payment flows, Basis Theory enables developers and companies to build custom payment experiences and securely manage payment data.
Another good service is Plaid, a data network and payments platform that securely and reliably links users' financial data to apps and services. Plaid offers payment initiation, real-time balance verification and broad access to financial data, and it covers Europe and North America. It also offers a free plan with live API calls and premium support, and integration is easy with a variety of SDKs and tools.
MX is another service that securely links and verifies financial data, adds context to it and lets companies build personalized financial experiences. It's good for a variety of use cases, including account opening and digital banking, and is designed to ensure security and compliance with permission-based data sharing. With a wealth of APIs and support, MX helps companies unlock the power of financial data and drive engagement and growth.
If you prefer a more decentralized approach, check out Ocean. This service lets you monetize AI models and data while protecting privacy with tokenized data and AI services. It's got Data NFTs with customizable access controls and encryption, and Datatokens for token-based access permissions. Ocean supports decentralized data marketplaces and data challenges, so it's a good choice if you want to build token-gated AI dApps and APIs.