Question: I'm looking for a solution that can protect my fintech company from account takeover attacks and payment fraud without sacrificing user experience.

If you're looking for a more comprehensive solution to protect your fintech company from account takeover attacks and payment fraud without compromising on the user experience, Forter could be a good fit. Forter provides real-time decisions for every customer interaction, including Identity Protection, Fraud Management, Payment Optimization, Chargeback Recovery, and Abuse Prevention. These capabilities can help reduce chargebacks and increase authorization rates without negatively impacting the user experience.

Another powerful option is Sift, an AI-powered fraud decisioning platform used by more than 700 global brands. Sift helps companies overcome fraud challenges such as account takeover, payment fraud, and policy abuse with user-level signals across the entire user journey. Key capabilities include Account Defense and RiskWatch, which enable businesses to drive measurable growth while maintaining customer trust and security.

For a cloud-based option, IBM Security Trusteer uses AI and machine learning to authenticate customers, detect fraud and protect against malicious users. It includes real-time fraud detection, identity risk assessment and compromised device detection, so you can provide customers with a frictionless experience while continuously assessing fraud risk.

Last, you could consider nudata Security, which uses behavioral biometrics, device insights and a proprietary trust network to continuously assess and differentiate legitimate users from threats. The system offers a frictionless user experience while addressing a range of security concerns, making it a good fit for fintech companies that must balance security and user experience.