If you want a full-featured mobile banking app, OneUnited is a good option. It combines AI-powered insights for personal financial intelligence, digital banking for managing accounts, and a variety of financial products like checking and savings accounts, CDs and loans. The app also offers early access to paychecks, surcharge-free ATMs and no credit check loans. OneUnited also offers financial education modules and business banking services, so it's a good option if you want to manage your accounts from your phone.
If you want more advanced financial management, Cleo uses AI to link to your main bank accounts and offers tools for personal budgeting, spending tracking and financial goal setting. Cleo also offers daily spend limits, low balance alerts, bill payment and cash advances with no interest or credit checks. With several subscription tiers, including a free option, Cleo is good for individuals and freelancers who want to keep tabs on their finances without a lot of hassle.
If you want a more analytical approach to your money, Monarch uses AI to set up transaction rules and track investments, too. You can set up categories and tags for your transactions, create budgets and track investments. Monarch also has secure collaboration features so you can invite others to help you with your financial planning. It's good for people who want to get more serious about their financial planning.
If you need a tool to manage your money globally, Fortune App uses AI-powered accounting software that links to more than 17,000 banks. It offers transaction alerts, automated bank connections and detailed financial forecasting. It handles multiple currencies and can forecast cash flow, so it's a good tool for people who have money in multiple accounts and institutions.