OneUnited

OneUnited is a digital banking platform that uses AI-powered insights and digital tools to help people take control of their financial lives and improve their financial health. As the largest Black-owned bank in the US, OneUnited is dedicated to making financial services more accessible and empowering people to achieve financial literacy and wealth creation.

Some of its features include:

• AI-Driven Insights: Use WiseOne™ Insights to get personalized financial information, track expenses and receive alerts to help reduce financial stress.
• Digital Banking: Manage accounts, transfer money and take care of other financial tasks with TheOne Digital Banking Solution.
• Early Paycheck: Get paid up to two days sooner than traditional paydays.
• Surcharge-Free ATMs: Use 100,000+ surcharge-free ATMs across the country.
• No Credit Check Loans: Get quick cash with no credit checks.
• Credit Rebuilding: Build or rebuild credit with no minimum score requirements.
• Mobile Banking: Check accounts and take care of financial tasks on the go.

OneUnited offers a range of financial products and services, including checking and savings accounts, CDs and loans. Customers can open accounts online, manage their accounts through the mobile app and take advantage of financial education modules to boost their financial IQ.

Although OneUnited is focused on personal financial empowerment, it also offers business banking options and financial literacy resources. The company is focused on helping people build generational wealth and achieve financial wellness through its modern technology and accessible banking services.

Published on July 29, 2024