OneUnited Alternatives

If you're looking for another OneUnited alternative, Cleo is a good option. Cleo is an AI-powered financial management assistant that links to your main bank accounts to offer personalized budgeting, spending tracking, and financial goal-setting tools. It also offers daily spend limits, low balance alerts, and bill payment options, as well as cash advances up to $250 with no interest or credit checks. Cleo also touts strong security with 256-bit encryption and no storage of bank login credentials.

Another good option is Monarch, which offers a range of tools to track accounts, manage spending, track investments and create a personalized financial plan to achieve your goals. Monarch includes AI-based transaction rules, flexible budgeting, investment tracking and secure collaboration with partners or financial advisors. It's got bank-level security and can be used on the web and mobile devices, so it's a good all-purpose financial management tool.

If you need a solid financial data foundation, Flinks offers secure connections to bank accounts that can be used to convert raw transaction data into useful information. It offers tools like Connect for secure access to financial data, Enrich for data transformation and Outbound for open banking programs. Flinks is designed to help companies in lending, digital banking and wealth management, so it's a good option for automating underwriting and getting better data insights.

Last, you could try Fortune App, an AI-based accounting software that automates, analyzes and forecasts your finances across multiple banks around the world. It's got features like instant transaction alerts, flexible date range selection and customized support for different bank accounts. With automated bank connections and support for multiple currencies, the Fortune App works on multiple devices and offers planning tools like cash flow forecasts, too, so it's a good all-purpose financial management tool.