Cleo

Cleo is an AI-powered assistant that helps you take control of your finances. It comes with a variety of tools to help you budget, save and build credit. Once you link your main bank account, Cleo can help you track spending, create a personalized budget and set financial goals.

The company's AI technology analyzes your income and expenses to offer insights and advice based on your financial profile. You can set daily spending limits, get low balance warnings and pay your bills and subscriptions. You can also use Cleo's chat interface to ask questions and get help at any time.

Cleo also has a "Roast" mode that gives you a humorous and blunt assessment of your spending, and a "Hype" mode that congratulates you on your achievements. Other features include cash advances of up to $250 with no interest or credit checks, and tools to help you build credit with a credit card.

Cleo pricing includes a basic version with limited features and premium options like Cleo Plus and Cleo Builder that offer more features and benefits. You can get cash advances fast for a fee or opt for free transfers in 3-4 business days.

Cleo says it takes security seriously, using bank-level 256-bit encryption and read-only access to your transaction history. The company doesn't store your bank login credentials and never sells your data to third parties.

Cleo is for anyone trying to get a handle on their finances, whether you're an employee or freelancer. The app is available for iOS and Android devices, with more than 5 million users and a 4.6-star rating on the App Store and a 4.0-star rating on Google Play.

Published on July 18, 2024