Question: I'm looking for a solution that uses machine learning to approve more loans without increasing risk, do you know of any?

If you're looking for a system to speed up loan approvals without taking on more risk, Zest is worth a look. It's AI-powered credit underwriting software that's designed to assess risk better, approve more loans and reduce losses. It offers custom underwriting models, risk assessment tools, document and validation tools, and detailed analytics to optimize lending. The software can help banks, credit unions and other financial institutions increase loan originations, manage risk and ensure fair and inclusive lending.

Another contender is Conductiv, an AI-powered lending system that's designed to improve lending decisions by closing data gaps and providing insights. It can handle a variety of lending products and is geared for credit unions, fintech lenders and banks. Conductiv can speed up manual approvals by digitizing data and approve more loans with automated rules-based systems. It can integrate with existing systems and protect data, too, making it a scalable foundation for lenders that want to improve lending.

If you need to analyze financial data in more detail, Perfios is worth a look. The system uses AI and machine learning to automatically extract, categorize and analyze different types of financial data in real time. Perfios can help lenders assess risk and make better decisions with features like real-time analysis, document authenticity checks and fraud detection. It can handle different financial data formats and has global customers, so it's a good option for financial services companies.

Last, Ocrolus offers a Document AI system that's good at classifying, extracting, detecting and analyzing financial documents with high accuracy. It can automate document analysis to help lenders assess risk and detect fraud, and it offers features like machine learning-based classification, tampering detection and detailed analysis of cash flow and income. It's good for a variety of lending industries, speeding up processes and making decisions more efficient.