Zest

Zest is AI-powered credit underwriting software that lenders can use to make more informed credit decisions. It combines sophisticated math and data analysis to generate more accurate risk assessments, leading to more approvals and less risk. Zest's goal is to bring fair credit to everyone by finding good borrowers who are often missed by traditional credit scores.

Zest's features include:

• Build: Custom underwriting models that find good borrowers.
• Manage: Models that find the riskiest borrowers and replace them with better credit applicants.
• Adopt: Documentation, validation, and compliance support.
• Operate: Scoring, monitoring and analytics for efficient loan operations.

Zest is geared for banks, credit unions and other financial services companies that want to:

• Approve more loans without taking on more risk
• Manage risk and minimize losses
• Automate credit decisioning
• Provide a better borrower experience
• Ensure fair and inclusive lending

The Zest Model Management System is a collection of applications that span the credit model lifecycle. It includes tools for building custom models, automated analysis and validation, end-to-end performance monitoring, and more. The system is designed to help multiple teams involved in lending, including credit risk, compliance, loan operations and IT.

With machine learning and advanced data analysis, Zest helps lenders make more accurate predictions and better lending decisions. That means more credit for more people, better operations and better borrower experiences. For financial services companies, Zest can help them grow loans, reduce losses and stay competitive.

Pricing isn't disclosed, but you can schedule an information meeting to learn more about Zest's products and pricing.

Published on August 11, 2024