Zest Alternatives

Combines sophisticated math and data analysis to generate accurate risk assessments, leading to more loan approvals and reduced risk for lenders.
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Alloy

If you're looking for another Zest alternative, Alloy is a good contender. Alloy is an identity data orchestration platform that helps banks and fintechs verify identities, monitor anti-money laundering activity, prevent fraud, and evaluate creditworthiness. It can draw data from more than 200 sources in 195 markets, and it offers customizable risk management processes. It's designed to be easy to use and secure, so it's a good choice for financial services companies trying to modernize their credit decisioning processes.

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Binocs

Another contender is Binocs. Binocs is an AI-based loan management system for private credit funds. It pulls financial information from documents, presents it in a structured format, and offers features like covenant tracking, cash flow management and early warning systems. It's designed to help asset managers, borrowers and service providers manage their portfolios better and lower risk, so it's a good option for institutional lending.

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Conductiv

Conductiv is another contender. The platform is designed to help lenders make better, faster lending decisions by filling data gaps and offering machine learning insights. It can handle a variety of lending products, and it can be integrated with existing systems. Conductiv is designed to help lenders of all sizes improve lending by automating manual processes and approving more loans.

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Ocrolus

If you're interested in document analysis, Ocrolus has a powerful Document AI platform. It uses AI to classify, extract, detect and analyze financial documents with high accuracy, letting lenders assess risk and guard against fraud. The platform can detect tampering, extract data from different formats, and offer a complete audit trail. It's good for consumer lending and small business lending.

More Alternatives to Zest

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Nova Credit

Combines 26 alternative data sources for comprehensive credit risk assessment, income verification, and portfolio risk reduction, enabling confident lending decisions.

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Feedzai

Protects customers from fraud and financial crime with machine learning-driven risk assessments, behavioral biometrics, and transaction monitoring across all channels.

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Perfios

Automates financial data analysis, extracting and categorizing thousands of data types in real-time, to improve risk assessment and informed lending decisions.

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8VDX

Accelerates credit investing workflows by up to 10x, providing instant insights and automating bond screening, analysis, and due diligence with fine-tuned AI models.

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MeridianLink

Comprehensive digital lending platform offering configurable tools for loan origination, mortgage lending, and deposit account opening to transform financial institutions' lending processes.

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Addy

Automates loan origination and email management, saving 3 hours/week, with customizable AI models, lead qualification, and integration with social media, email, and websites.

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Novo AI

Automates claims processing, extracts relevant data from documents, and optimizes pricing strategies, freeing up staff to focus on higher-value tasks and improving customer satisfaction.

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Riskified

Optimizes revenue while minimizing fraud and policy abuse, increasing approval rates by 4-8 percentage points with machine learning and automation.

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AlphaWatch

Combines human oversight with AI-driven workflows to enhance decision-making and efficiency in financial services, with features like multilingual models and self-improving accuracy.

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LexisNexis Risk Solutions

Combines Big Data, advanced analytics, and proprietary linking to deliver actionable insights, enabling businesses to identify and mitigate risks, ensure compliance, and drive growth.

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Alpharank

Provides lenders with full funnel visibility and data-driven recommendations to optimize digital branch performance, reducing abandonment and increasing funded accounts.

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Flagright

Utilize AI-powered risk detection and real-time transaction monitoring to identify and prevent financial crime, ensuring compliant and secure transactions.

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ComplyAdvantage

Automates manual labor, reducing false positives by up to 70%, and detects fraud and suspicious transactions in real-time, ensuring minimal customer disruption.

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Zoot

Automate decision-making and operations with data orchestration, leveraging robust connections and private cloud infrastructure to deliver exceptional customer service.

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Engine

Connects users with 1,000+ financial providers, offering precision matching and personalization to acquire, grow, and monetize customer bases.

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Deduce

Detects and prevents AI-generated synthetic identities in real-time, reducing financial fraud and account creation churn for companies.

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Expert.ai

Automates business processes by extracting and enriching key information from unstructured documents with high accuracy and explainability across multiple languages.

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IDology

Combines AI, data, documents, and biometrics to establish trust with customers, preventing fraud and ensuring regulatory compliance through seamless onboarding experiences.

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January

Optimizes debt collection rates while maintaining high borrower satisfaction through machine learning, compliance automation, and personalized borrower engagement.

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Leania

Optimizes operations, ensures compliance, and improves customer service by delivering personalized, compatible, and compliant AI solutions for small financial services companies.