If you're looking for a digital banking platform that offers personalized financial insights and money management tools, OneUnited is a good choice. It offers AI-powered insights to help people take control of their financial lives, along with digital banking tools for managing accounts and making transactions. The platform also offers features like early paycheck access, surcharge-free ATM networks, and no-credit-check loans, so it's a good all-purpose option for financial services.
Another good option is Strands, which uses real-time data to create insights and a better customer experience. Its modular digital banking platform offers personalized money management through data-driven insights and advanced behavioral segments, so it's good for retail and business customers. The platform can help improve customer engagement and digital transformation for financial services companies.
If you're looking for a more basic financial management assistant, Cleo offers AI-powered tools for budgeting, tracking spending and setting financial goals. It connects to users' main bank accounts to offer personalized insights and recommendations, and it also offers tools like cash advances and credit-building tools. The company prioritizes security with 256-bit encryption and no storage of bank login credentials.
Last, MX is a more powerful platform that links financial accounts to get insights and build personalized money experiences. With broad connections to financial institutions and fintechs, MX securely links and enriches financial data to support a wide range of use cases, including digital banking and financial wellness. The company ensures security and compliance with permission-based data sharing.