Question: I need a solution that can help me make more informed lending decisions with a more complete picture of applicants.

If you're looking for a more complete solution to help you make better lending decisions, Ocrolus could be the best option. The company uses AI to classify, extract, detect and analyze financial documents with high accuracy, which means lenders can quickly get the information they need. The company automates document analysis to help lenders assess risk and detect fraud, and it works for several types of lending, including small business, consumer, mortgage and auto lending.

Another good option is Nova Credit, which offers a credit infrastructure and analytics platform. Nova Credit collects consumer credit data from a variety of sources, including international credit bureaus and bank data aggregators, and offers tools like Cash Atlas to assess credit risk and Income Navigator to automate income verification. The platform lets lenders reach more people, reduce risk and increase financial inclusion.

If you want to streamline lending, MeridianLink offers a full digital lending platform. It includes a Loan Origination System, a Mortgage LOS, and other tools to manage and automate loan applications. The company's platform spans a broad range of financial products and is designed to improve consumer engagement and loyalty through better lending experiences, so it's a good fit for financial institutions trying to gain market share and cut operations costs.

Last, Binocs offers an AI-powered loan management system designed to improve operational efficiency and risk management for private credit funds. It can extract financial information from documents, giving lenders a structured data set that's easier to analyze, and it offers cash flow management, covenant tracking and risk management. It's a good fit for institutional lending stakeholders who want to manage their portfolios better and cut risk.