TomoCredit Alternatives

Build credit without a traditional credit history using alternative data sources and AI-driven creditworthiness assessment, with real-time monitoring and financial guidance.
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Nova Credit

If you're looking for another option to TomoCredit, Nova Credit is a good contender. Nova Credit is a credit infrastructure platform that aggregates consumer credit data from credit bureaus around the world, banks, payroll companies and other sources. It offers tools for credit risk assessment, automated income verification and credit approval, and can help lenders reach people who are underserved by traditional credit options. That could be useful if you want to get approved quickly without worrying about your credit score.

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TransUnion

Another contender is TransUnion, which offers a variety of tools and services to monitor and improve credit health. TransUnion offers daily credit score updates, fraud alerts, credit report freezing and free weekly credit reports. It's geared more toward managing credit scores than establishing credit in the first place, but its credit monitoring tools can help you keep a closer eye on your credit history and overall financial health.

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Dispute AI

If you're interested in credit repair, Dispute AI is an automated service that can help you find and dispute negative information on your credit report. The service can help you get a jump start on credit repair with automated imports, AI-powered dispute strategies and credit score monitoring. It's designed to speed up the credit repair process and help you improve your credit score over time.

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Cushion

Last, Cushion offers a personal finance tool that helps you track bills and establish a credit history by linking accounts and providing a single view of your financial obligations. With features like bill tracking, payment management through a virtual credit-building card and soon-to-be-added credit score tracking, Cushion is a good tool for credit-building and personal finance management.

More Alternatives to TomoCredit

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Envestnet | Yodlee

Access 17,000+ global data sources to gain a deeper understanding of customers' financial lives, fueling innovation and deeper customer relationships.

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Flinks

Securely connects users' bank accounts, converting raw transaction data into meaningful insights, to support lending, digital banking, payments, fintech, and wealth management.

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Finance Rants

Personalized financial guidance and education tailored to your unique financial behavior and goals, powered by AI-driven insights and expert advice.

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Kairos Financial

Assembles a personalized collection of financial products using AI technology, providing a step-by-step plan to reach long-term wealth and financial goals.

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MeridianLink

Comprehensive digital lending platform offering configurable tools for loan origination, mortgage lending, and deposit account opening to transform financial institutions' lending processes.

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Monarch

Consolidates financial tools into one platform, offering AI-driven transaction categorization, flexible budgeting, and investment tracking to optimize financial management.

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LexisNexis Risk Solutions

Combines Big Data, advanced analytics, and proprietary linking to deliver actionable insights, enabling businesses to identify and mitigate risks, ensure compliance, and drive growth.

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Brightflow AI

Unlock real-time financial insights and data-driven decisions with automated cash flow tracking, business credit scoring, and personalized growth capital access.

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Plaid

Connect users' financial accounts to apps and services, enabling secure payment initiation, transaction history, and real-time balance information, while reducing fraud and costs.

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Engine

Connects users with 1,000+ financial providers, offering precision matching and personalization to acquire, grow, and monetize customer bases.

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MX

Securely connect and verify financial data, transforming it into actionable insights and enabling personalized experiences that drive engagement and growth.

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Perfios

Automates financial data analysis, extracting and categorizing thousands of data types in real-time, to improve risk assessment and informed lending decisions.

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Ocrolus

Converts unstructured financial documents into actionable data with industry-leading accuracy, enabling faster and more accurate decision-making.

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Binocs

Extracts financial information from documents, providing normalized data for analysis, and automates loan management tasks to increase operational efficiency and reduce risk.