Question: I'm looking for a service that helps me track my spending and identify areas where I can cut back.

If you want a more comprehensive tool to manage your financial life, Cashews is a good option. It offers real-time views of income, spending and expenses, along with goal-based planning and alerts to keep you on track. Cashews protects your privacy and security with a subscription service that doesn't share or sell your data. The service offers a free trial and several subscription levels.

Another powerful option is Fina, which offers a range of financial tracking abilities like unlimited custom categories, personal metrics tracking, flexible budgeting and scenario planning. Fina is integrated with banks, loans and investments through Plaid and uses AES-256 encryption and TLS for security. It also offers a 7-day free trial and two pricing tiers.

And WeFIRE offers a range of AI-powered abilities to try to get your financial life in order. It offers personalized services like detailed cash flow analysis, timely financial alerts and a FIRE Plan to track your progress. WeFIRE promises security with multi-factor authentication and data encryption, and offers several pricing levels depending on your needs.