Question: Are there any data platforms that can help me predict default likelihood and set credit limits for my customers?

If you need a data platform to help you predict default likelihood and set credit limits for your customers, Enigma is a good option. It offers rich business identity and financial health data, covering more than 95% of US small and medium-sized businesses. Features include real-time risk decisioning, credit limits and default likelihood scoring, and is geared for financial services and vertical SaaS companies.

Another option is LexisNexis Risk Solutions, which offers a more mature risk management platform. It combines a large database with sophisticated analytics to provide insights for risk-informed decisions across a variety of industries. The platform can be used for credit risk assessment, fraud and identity management, and customer information management to help companies improve risk management and compliance.

Alloy is another option. It's an identity data orchestration platform that automates onboarding, fraud monitoring and credit underwriting. With access to more than 200 data sources, Alloy offers customizable risk management strategies, so it's a good fit for banks and fintechs that want to rapidly and securely offer financial products.

If you prefer a more AI-based approach, Perfios uses machine learning to automatically extract and analyze financial data in real-time. The platform is good for risk assessment and decision-making, with features like real-time analysis and fraud detection. Perfios can handle multiple financial data formats and is designed to ensure privacy and compliance, which can be important for financial services and SME lenders.