Question: I need a solution that integrates corporate cards, expense management, and bill pay into one platform, can you recommend one?

If you need more advanced spend management tools that combine corporate cards, expense reports and bill payment, Brex is a top contender. Brex offers AI-powered spend management tools like corporate cards with built-in controls, automated expense reports and AI-powered bill payment. It also offers banking and treasury services, integration with several ERP systems and a variety of pricing tiers for different businesses.

Another contender is Ramp, which automates finance work by linking global corporate cards, travel, expenses and accounts payable. Ramp offers automated expense reports, custom travel policies and centralized procurement, and says it can help customers cut expenses by an average of 5%. It integrates with accounting systems and handles multiple currencies, so it can work for teams of any size.

Aspire is also a contender, particularly for startups and small and medium-sized enterprises. It offers a multicurrency business account with tools to manage company spending, expenses, accounts receivables and payables, invoices, bills and corporate cards. Aspire offers real-time visibility and control, cashback and discounts, and fast transparent FX payments, so it's a full-fledged finance foundation for global growth.

For companies that want a single view of their financial operations, Coupa offers a cloud-based spend management platform to streamline procurement, supply chain, finance and IT work. Coupa offers AI-powered automation of source-to-pay processes, treasury management and supply chain collaboration, and says it can help companies improve efficiency and visibility across all spend management.