If you're looking for something to replace Dispute AI, DoNotPay is another option. It's not a credit repair service, but it's a collection of AI-powered tools to help you with lots of financial issues. DoNotPay can help you dispute fees, cancel subscriptions and even take on corporate bureaucracy, so if you want to take on the complexity of financial services, it's a good option.
Another service you might want to look at is Cushion. Cushion is a personal financial management service that helps you keep track of your bills and build credit. It can organize your bills, pay them and track your credit score. Cushion also offers insights to help you budget better and has tools to convert BNPL payments into credit-building payments. It's a good alternative if you want to improve your financial management and credit health.
If you're looking for a more complete credit monitoring service, TransUnion offers a variety of tools to keep tabs on your credit health. TransUnion offers daily credit score updates, fraud alerts and free weekly credit reports. Its suite of tools includes CreditCompass insights and Credit Lock Plus to monitor your credit and lock it down against fraud. It's a bit more expensive than Dispute AI, but it's a broader credit management service.