3DFY.ai is an AI-based service that produces 3D models based on text prompts or single images. It can produce quad-meshed topology, high-quality UV maps and physically-based rendering materials. It's good for simulation, e-commerce, gaming and AR/VR, so it's good for individuals and businesses.
Another good option is 3D AI Studio, which also can turn text or images into 3D assets. It's got tools for AI texturing, remeshing and export in various formats, so it's geared for pros and individuals. The company focuses on speed, with generation times of 5 to 15 seconds, which can be a big time and cost savings.