If you're looking for a platform that connects users with a broad range of financial products and services, Engine is another good option. Engine is an embedded financial marketplace that connects users with more than 1,000 financial institutions, providing a broad range of products such as loans, credit cards, savings, auto insurance and financial wellness management tools. The platform is good for precision matching and personalization, and for use cases like user acquisition, customer lifetime value optimization, and detailed analytics for transparency and control.
Another good option is Plaid, a data network and payments platform that securely connects users' financial data to a wide range of apps and services. Plaid offers features such as payment initiation, real-time balance verification, and 24 months of categorized transaction data. It has global coverage and supports a wide range of financial use cases, including personal finance, business finance, lending, and banking & wealth management.
Envestnet | Yodlee is another good option, with a financial data aggregation platform that taps into more than 17,000 global data sources. It can provide deep insights into customers' financial lives through alternative credit data, AI-powered financial experiences, transaction data enrichment and financial data APIs. The platform is bank-level secure and supports a range of use cases, including retail banking, credit and lending, and wealth management.
If you're looking for a fintech platform that uses big data and AI to deliver personalized financial products, check out Fintopia. Fintopia offers personalized financial products to new citizens, small business owners, farmers and others through digital credit platforms. With 133 million registered users worldwide and $44.87 billion cumulative transaction volume, it's designed to promote financial inclusion and make financial services more equitable and accessible.