Question: Can you recommend a solution that allows me to connect to multiple banks worldwide through a single API?

If you need to reach a lot of banks around the world through a single API, Salt Edge is a good option. It's got access to more than 5,000 banks, and its data aggregation and payment initiation abilities make it easier to get what you need. The company's API gateway offers unified account information, payment initiation and data enrichment with machine learning, which is useful for financial management, lending, accounting and treasury management. It can automate processes and offer real-time financial data.

Another big name is Plaid, which offers a secure link to financial data and a broad range of apps and services. It can initiate payments, verify account balances in real time and offer 24 months of categorized transaction history. It's available in Europe and North America, and is good for personal and business financial management, lending and banking & wealth management. It offers a free plan and custom plans for different use cases, and it's easy to integrate.

Modern Treasury is another option, particularly if you're interested in payments. It aggregates multiple payment rails, including ACH, RTP and wires, so financial transactions are easier to manage. It's got access to more than 40 banks, and Modern Treasury offers real-time reconciliation and automated exception handling. Its single API spans North America, Europe, the UK and Australia, so it's a good option for modernizing payment infrastructure.

If you're looking for a more complete financial data infrastructure, Flinks offers a secure connection to bank accounts, the ability to transform transaction data into useful information and a powerful open banking experience. It can be used for a variety of fintech applications, including lending, digital banking and wealth management. Flinks' easy integration and powerful tools make it a good option for companies that want to automate underwriting, get better data insights and streamline financial operations.