Question: Is there a coding assistant that can generate boilerplate code, refactor code, and explain code for me?

If you want a coding assistant that can write boilerplate code, refactor code and explain code to you, Codeium could be the best option. It's got some heavy-duty features like AI-powered code completion, search and chat support for more than 70 programming languages. Codeium can generate boilerplate code, refactor existing code, generate documentation and explain code, so it's a good all-purpose option for solo developers and teams.

Another top contender is GitHub Copilot, which offers context-aware help for the entire development process. It's got features like code completion, suggestions based on natural language prompts and chat help to ask questions about code. GitHub Copilot works with multiple IDEs and integrates with other tools, so it can dramatically improve your coding speed and security.

Tabnine is another powerful AI-powered code assistant that can generate boilerplate code, refactor code and provide AI chat support. It can offer personalized code completions based on your coding style and supports most programming languages and IDEs. The tool has privacy protections with encrypted data storage and deployment, so it's good for both solo developers and large teams.

If you want an open-source option, Refact offers fast code completion, code refactoring tools and a built-in chat interface. It supports several Large Language Models like GPT-4 and Code LLama, and is designed to protect user privacy with self-hosted versions and customizable privacy settings. Refact is available in free and Pro plans, so developers can choose what's best for them.