If you're looking for another Perfios alternative, Ocrolus is worth a look. This Document AI platform uses artificial intelligence to categorize, extract, identify and analyze financial documents with high precision. It can automate financial document analysis to help lenders assess risk and prevent fraud, so it's a good fit for small business lending, consumer lending and mortgage lending.
Another good option is MeridianLink, an all-purpose digital lending platform for financial services companies. It includes a range of customizable tools to digitize and streamline lending, including a Loan Origination System, Mortgage LOS and Data & Reporting for data-driven lending decisions. The platform can help financial services companies expand market share, increase revenue and cut operational costs.
For consumer credit data aggregation, check out Nova Credit. The company offers a unified interface to access consumer credit data aggregated from a range of sources, including international credit bureaus and bank data aggregators. Nova Credit can help lenders expand credit to previously underserved populations, lower risk and increase financial inclusion, so it's a good option for credit card, auto loan and personal loan applications.
Last, Finigami offers a variety of AI tools to improve business operations, including AI Document Processing, Image Intelligence and Fraud Detection. The company specializes in automating financial document analysis and can be integrated with existing systems to improve decision making and operational efficiency.