Question: I'm looking for a platform that can help me launch new financial products quickly and efficiently, without relying on extensive IT resources.

If you need a platform to accelerate the development and launch of new financial products without a lot of IT overhead, FintechOS is worth a look. This platform extends core banking and insurance systems so financial services companies can create new products, digital customer journeys and back-office processes without having to replace existing systems. It includes a low-code/no-code studio, a digital product factory, a digital journey designer, a composable data core and automated core servicing. That means you can get new financial products to market faster with less complexity and expense.

Another option is Alloy, an identity data orchestration platform that banks and fintechs can use for identity verification, anti-money laundering (AML) monitoring and fraud prevention. Alloy automates these processes across the customer lifecycle, so companies can offer financial products quickly and securely. It includes identity verification, continuous monitoring, fraud prevention, compliance management and credit underwriting, so it's good for financial product development and risk assessment.

If you want a more complete solution, check out Engine. This embedded financial marketplace platform connects users with a broad range of financial products and services from more than 1,000 providers. It offers precision matching and personalization to help businesses attract and retain their customer base. Engine covers a range of financial services, including loans, credit cards, savings and insurance, with features like data-driven recommendations and easy integration.

Another option is Flinks, a broad financial data infrastructure that securely links customers' bank accounts and turns raw transaction data into usable information. It includes services like Connect for secure data access, Enrich for credit decisioning and user experiences, and Outbound for open banking. Flinks is designed to automate underwriting, speed up onboarding and create new financial products, so it's a good fit for companies in lending, digital banking and other areas.