If you're looking for a financial modeling tool with granular permissions and scenario planning abilities geared for startups and small businesses, Causal is worth a look. It lets you create models, connect to different data sources and share dashboards with coworkers, and it integrates with accounting software like QuickBooks and Xero, as well as HRIS and CRM software. Causal has fine-grained permissions, scenario planning, cohort modeling and built-in currency conversion, so it's a good all-purpose tool for financial planning and analysis.
Another contender is unMess, an AI-based financial planning tool that offers unit-level financial analysis and a range of AI assistants to automate tasks and create reports. It can be used for collaborative business planning and integrates with more than 400 tools, and it's got features like role-based access and automated reports that can help streamline financial work and let startups plan strategically.
If you prefer a more graphical interface, whatifi offers a decision-tree-like interface for creating and sharing "what if" cash flow forecasts and financial models in real-time. It can connect to common financial software like Excel, QuickBooks and Xero, and it offers fast setup and real-time comparison of different scenarios, so it's good for rapidly exploring different business scenarios.
Last, Datarails is a financial planning and analysis tool that automates data consolidation, financial reporting and budgeting. It can connect to common accounting software, ERPs and CRMs, and offers features like data visualization, AI-powered insights and scenario modeling. It's designed to let finance people work more efficiently and accurately, focusing on strategic insights and business growth.