Question: I'm looking for a tool that helps me set and achieve financial goals, can you suggest one?

If you're looking for a service to help you set and reach financial goals, Cleo is a good choice. It's an AI-based financial management assistant that links to your main bank accounts to offer personalized budgeting, spending tracking and financial goal-setting tools. It also includes features like daily spend limits, low balance warnings, bill payments and cash advances with no interest or credit checks. Cleo also has a big security focus, with 256-bit encryption and read-only access to user data.

Another contender is Cashews, an all-in-one financial management service. It offers real-time monitoring of your financial health so you can track income and expenses, set financial goals and get smart alerts to help you with your responsibilities. Cashews promises strong data privacy and security, with military-grade security and a subscription service that doesn't share or sell your data.

If you want a more full-featured financial management service, Monarch includes tools to monitor accounts, control spending, evaluate investments and create a plan to help you reach your goals. It includes AI-based transaction rules, flexible budgeting, investment tracking and the ability to collaborate with financial advisors securely. Monarch has bank-level security and works on the web and mobile devices.

Last, Kairos Financial offers a curated selection of financial products and a step-by-step plan to help you reach your long-term financial goals. It uses AI technology to assess your financial situation and goals, then offers personalized plans with advice from financial experts. The service is designed to help you better use your financial tools and build long-term wealth.