If you're looking for another OpenChat AI alternative, WeFIRE could be worth a look. WeFIRE is an AI-powered personal finance assistant designed to help you manage and optimize your financial situation. It offers services like spending insights, detailed cash flow analysis, timely alerts and a FIRE Plan to track your progress and create a personalized budget. The service also protects your data with multi-factor authentication, data encryption and secure connections to your bank and brokerage accounts. WeFIRE offers a one-time purchase option as well as annual and monthly subscriptions.
Another option is Finance Rants, which uses AI and financial psychology to help you understand yourself and make better financial choices. The service includes a quiz to identify your financial personality type and offers personalized advice and guidance through an AI assistant. It's designed to help you break free from financial stress and anxiety with practical, responsible advice that's accessible to people with different levels of financial knowledge. The service protects your data with state-of-the-art encryption and other security measures.