Question: I'm looking for a solution that allows me to create custom AI models for my development team without requiring a credit card.

MindStudio is a no-code AI application development platform that lets you build your own custom AI tools and automations without having to write any code. It's got a flexible foundation for using AI models from other sources, so you can mix and match models to build your own custom AI assistants. With tiered pricing including a free plan and relatively cheap options, MindStudio is a good option for a lot of needs.

CodeGPT is an AI Copilot tool that helps developers write more efficient code and protect data security and privacy. You can use it to build your own custom AI Copilots without a credit card, and it can be integrated with IDEs like VSCode to help you work more efficiently. CodeGPT also has features like code completion and unit testing, so it can help you work faster while protecting your data.

NexusGPT is a no-code platform for building and integrating your own custom AI agents to automate all kinds of workflows. It's got a marketplace with 1,500+ prebuilt agents, though you can customize them pretty extensively. NexusGPT supports multiple AI models and has a pay-as-you-go pricing model, so it should be useful for a lot of business needs.